Your friend has invited you to get the American Express® Preferred Rewards Gold Credit Card.
Apply through the link on the page so both you and Your friend can get a bonus if you're approved. Terms apply.
American Express® Preferred Rewards Gold Credit Card

Use your points on an Amazon.co.uk Gift Card
Annual Fee £195 (£0 in your first year)
Representative APR
Representative 87.8% APR variable
Annual Fee
£195 (£0 in your first year)
Credit Limit
Assumed credit limit of £1,200
Purchase Rate
30.4% variable for purchases
Your Benefits
Get Membership Rewards points for every pound you spend on the American Express Gold Credit Card2
1x point for every £1 spent on purchases
2x points for every £1 spent directly with airlines or in a foreign currency
3x points for every £1 spent at American Express Travel
Then use your points to offset virtually anything you’ve bought on your Card, or redeem with a range of shopping, travel and lifestyle partners.
1x point for every £1 spent on purchases
2x points for every £1 spent directly with airlines or in a foreign currency
3x points for every £1 spent at American Express Travel
Then use your points to offset virtually anything you’ve bought on your Card, or redeem with a range of shopping, travel and lifestyle partners.
Every time you spend £5,000 you will get 2,500 bonus Membership Rewards points, up to 12,500 bonus points per year. With 1x point you get for every £1 spend plus the bonus Membership Rewards points - you could get up to 1.5 points for every £1 you spend.2
Looking for an airport lounge to relax before you jet off? Take advantage of 4 complimentary Priority Pass airport lounge visits every year giving you access to over 1,300 airports globally.3
Get access to advance tickets for the most exciting events, gigs and films with American Express Experiences. Gold Cardmembers also have exclusive access to unique, shareable and memorable events. See the types of events you can get access through the Eat Life website - https://eat-life.com/
Your bonus Membership Rewards points are enough for an Amazon.co.uk Gift Card or to put towards your favourite products by using Pay with Points at checkout.4
Use your Membership Rewards points for all types of purchases using Pay with Points, from choosing to offset eligible statement purchases or buying Gift Cards at selected merchants including Selfridges, Harrods & Currys PC World.4
Get access to personalised Amex Offers, from a wide range of merchants including retail and travel partners.
You can redeem your Membership Rewards points on eligible purchases at PayPal by choosing to use either Pay with Points, your American Express Card®, or a combination of both5.
Just when you thought things couldn’t get any tastier. Enrol to enjoy all your favourite dishes Deliveroo’d to your door, and get £5 back on eligible purchases. Twice every month.6
On the move? You’re protected when you use the Card to book your travel, with Travel Accident Insurance up to £250,000 and Travel Inconvenience Insurance up to £200.7
If you would like to purchase additional insurance to protect you and your family when you’re travelling, please visit https://www.americanexpress.com/en-gb/insurance/my-protection/travel-insurance/
If you would like to purchase additional insurance to protect you and your family when you’re travelling, please visit https://www.americanexpress.com/en-gb/insurance/my-protection/travel-insurance/
Sometimes bad luck strikes. So, if you buy an eligible item on your Card and it’s stolen or damaged within 90 days of purchase, we’ll cover the cost of repair or replacement for the item, subject to excess, up to £2,500 per eligible item.7
Should you change your mind or return your eligible item for any reason within the same 90 day period, the Card's Refund Protection means that even if the UK retailer won’t refund you, we’ll replace or refund you up to a maximum of £300.7
Spread the cost of your purchases of £100 or more into monthly instalments with a fixed fee.
- No additional application or extra credit checks required. Instalment plans are part of your existing credit limit. Subject to eligibility.8
- A fixed monthly fee is shown upfront, with no interest charged on your instalment plan balance.9
- Earn rewards on purchases the way you usually do.
Am I Eligible?
To save time before applying for your American Express Preferred Rewards Gold Credit Card, it’s best to make sure you can say yes to the following.
You must apply via the button on this page to ensure you and your friend both receive your bonus.
This link was shared with you by your family/friend since they felt you would be interested in American Express products; after confirming that they had your consent to do so. If you wish to opt out of American Express marketing communications please click here. Please note American Express has no control over the communication you receive directly from your friends/family and you might continue to receive such communication from them directly.
Privacy Statement
To save time before applying for your American Express Preferred Rewards Gold Credit Card, it’s best to make sure you can say yes to the following.
- I am aged 18 or over
- I have a current UK bank or building society account
- I have a permanent UK home address
- I have no history of bad debt
You must apply via the button on this page to ensure you and your friend both receive your bonus.
This link was shared with you by your family/friend since they felt you would be interested in American Express products; after confirming that they had your consent to do so. If you wish to opt out of American Express marketing communications please click here. Please note American Express has no control over the communication you receive directly from your friends/family and you might continue to receive such communication from them directly.
Privacy Statement
Explore Other Cards
Click below to find the right Card for you. Your friend can receive a referral bonus if you are approved for any of the Cards with a referral offer.