CHIP: Get 5.09% AER interest on Instant Access A/c for 90 days when you open a new CHIP account

You need to sign-up with Chip and Enter referral code: CHIP-TVM350 and deposit £5,000 into Instant Access Account and leave it for 30 days. Chip will boost your interest to 5.09% AER for 90 days upto a balance of £250k. Just do the following:

1: Download the Chip app. Link: https://app.adjust.com/6ah491f

2: Create a Chip Account

3: Go to 'Promos & Referrals' section in the 'Profile' tab of the app and 'Enter Promo Code': CHIP-TVM350 and submit. You can now Track your rewards.

4: Now open an Instant Access Account (at 4.84% AER, it's currently the highest paying instant access account available). 

5: Deposit £5,000 in the account (tap 'add money' and follow instructions)

6: Leave the deposit of £5,000 in the account for 30 days.


More information can be found on Chip's website

You can also get in touch with their customer services under the profile menu option - contact us or take a look at FAQs under help centre or email them on hello@getchip.uk

My review of Chip:

I would just share my understanding and would recommended you to do your own research. Chip is a fintech investment platform. It is a savings and investment app which is FREE to download and has a very simple signup process. Refer to their privacy policy, cookie settings, FSCS Protection and terms and conditions on their website. There is NO FEES to save your money with Chip unless you choose their auto-save feature which is chargeable (I don't use it personally).

You need to LINK a bank account* for the app to work and the opening of following Savings accounts  with Chip are FREE (more details provided on the App itself):

  • Easy Access Savings Account (interest @ 4.84% AER calculated daily and paid monthly)
  • Prize Savings Account – opportunity to win up to £10,000
* If you need to open a bank account and earn free cash, feel free to look at my other blogs here

My other Get Free Cash tips here

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