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You're invited

Welcome to Wealthify, a new approach to investing. Sign up and invest today and you could receive a £50 joining bonus in your plan. T&Cs apply.

How it works Sign up

Carl has invited you to join Wealthify!

Sign up

How refer a friend works

Sign up and invest

Open an investment Plan with Wealthify, fund it with £1,000 or more and leave it invested for at least six months. You'll need to sign up using the link from your friend, and be a new customer to Wealthify to qualify.

You both earn £50

Once you've qualified, you'll receive a joining bonus of £50. Your friend will also earn £50 for referring you.

Keep it going

The more friends you invite, the more you earn! Just share your own unique link with your friends and boost your plan by up to £2,500.

Why Wealthify?

We want to help make your money work harder. It's simple - you choose what type of investor you want to be, from cautious to adventurous, and we'll build you an investment Plan and manage it for you.

There's no minimum investment, and you can withdraw anytime with no penalties. We also offer ethical Plans, so you can easily invest in line with your values.

Safe & secure

Managed

Your money, managed by our team of experienced and qualified investment experts.

Protected

Up to the first £85,000 of your money can be protected by the Financial Services Compensation Scheme (FSCS).

Safeguarded

Your money is held separately with Winterflood Securities, who act as your custodian.

Help is on hand

Our customer service team are happy to help with any queries on 0800 802 1800 or on Live Chat

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Terms & Conditions

1. Offer Considerations 

a.) These Terms and Conditions apply to current Wealthify customers (‘referrers’) and invited members who open and are accepted for a Wealthify account on or after 28/01/2025. 

b.) Both the referrer and invited member will each receive £50, subject to these Terms and Conditions.

c.) A maximum of £2,500 (50 qualifying invited members) can be claimed by the referrer.

d.) Referrers should only send their unique link to invited members who would have a genuine interest in receiving it. 

e.) As with all investing, your money is at risk as the value can go down as well as up, and you may get back less than you invest. The tax treatment of your investment will depend on your individual circumstances and may change in the future. If you are unsure about whether investing is right for you, please seek financial advice.  

2. How Do You Qualify? 

a.) The referrer must have at least one funded Wealthify Stocks and Shares ISA, Junior ISA, or Self-Invested Personal Pension (SIPP) when the invited member opens and funds their Plan.  

b.) Invited members must: 

i. be new customers to Wealthify; 

ii. sign up to Wealthify by using the referrers unique link; 

iii. invest at least £1,000 in a Wealthify Stocks and Shares ISA, Junior ISA, or SIPP within six (6) months of the Wealthify account being opened; and 

iv. keep at least £1,000 in the Wealthify Plan for the following six (6) months after the initial investment. 

3. Who Does Not Qualify for This Promotion? 

a.) This promotion is not available: 

i. for referrers that do not hold a Plan noted in 2(a); or 

ii. for invited members who do not fulfil the requirements of 2(b). 

b.) Referrers or invited members holding or opening only Wealthify’s Instant Access Savings Accounts, Cash ISAs, or General Investment Accounts (GIAs)  are excluded from this promotion. 

c.) Invited members who do not satisfy Wealthify’s eligibility or suitability requirements. 

4. How Will You Get Cashback? 

a.) All qualifying criteria within clause 2 must be met. 

b.) The £50 cashback will be paid into the referrer and invited member’s oldest active Wealthify Plan, within thirty (30) days after all qualifying criteria within clause 2 are met. If the Wealthify Plan is a Personal Pension (SIPP), the cashback will be paid into the bank account associated with the Wealthify account. 

c.) The £50 cashback will form part of the current tax year’s ISA allowance if it’s deposited into a qualifying Stocks & Shares ISA. If the maximum allowance under ISA rules has been reached, the cashback will be paid directly into the bank account registered under the Wealthify account. We may request evidence of the maximum allowance being reached if ISAs are held with other ISA managers before a bank payment is made. 

d.) The £50 cashback will form part of the current year’s Junior ISA savings limit if it’s deposited into a qualifying Junior ISA, and will form part of the child’s investment. If the maximum savings limit under ISA rules has been reached, the cashback will be paid into the Junior ISA plan in the following tax year. 

4. When Will You Not Get Cashback? 

a.) No cashback payment will be made under this offer if all qualifying criteria within clause 2 are not met. 

b.) The invited member must fund at least one Wealthify Stocks and Shares ISA, Junior ISA, or SIPP with £1,000 or more.  If multiple Plans are funded the combined value must  reach the minimum investment. 

5. Other Important Terms 

a.) There is no limit on the number of referral invites that can be sent, but the number of qualifying payments for a referrer is capped at fifty (50) and subject to availability. 

b.) Investing with Wealthify is subject to a suitability assessment and no guarantee is made towards accepting invited members as a customer.  

c.) This offer cannot be used in conjunction with any other introductory offers. 

d.) This offer is not transferable and there are no alternatives available. 

e.) This offer is available only for personal referrals. Wealthify reserve the right to refuse, cancel, or reclaim any payments made where a referral is made as part of a business or linked via a third-party website. 

f.) Wealthify reserves the right to amend, withdraw or restrict this promotion at any time without notice. 

g.) The Wealthify standard Terms and Conditions also apply and are not affected in any way by this offer. 

h.) Wealthify accepts no liability or responsibility for claims under this promotion which are lost, delayed or undelivered, nor any liability for technical errors or communication failures in networks and/or internet access. 

i.) This promotion shall be governed and construed in accordance with the laws of England and Wales. 

j.) The promoter of this offer is Wealthify Limited (“Wealthify”), whose registered office is at Tec Marina, Terra Nova Way, Penarth, CF64 1SA.  

k.) For previous Terms and Conditions applicable where an invited member signed up using a referral link on or before 27/01/2025, please click here.