Join thousands of investors targeting 5.4% - 10% p.a.
- Interest paid to you monthly
- All loans backed by U.K. property
- No investor has ever made a loss *
- Ask to withdraw at any time
- Open a regular or tax free IFISA account
- No fees to invest or withdraw
Winner
IFISA provider of the year 2023
Winner
IFISA provider of the year 2024
Part of the easy® family of brands
The FCA requires a 24 hour cooling off period for new customers before investing - please take this into account when signing up before the deadline cut off.
Call our team anytime
We pride ourselves on our friendly and efficient customer service
+44 (0) 203 858 7269- £ Total loans funded
- £0.00 Investor losses
- under 24 hours Time to invest (last 12 months)
- under 24 hours Time to withdraw (last 12 months)
Why easyMoney?
Diversify your investments
Starting with one loan we build you a diversified portfolio vetted by our experienced credit committee, secured against UK property.
Borrowers are property professionals
Generally needing fast and flexible bridging or development loans.
No fixed term for investments
You can request to withdraw at any time. Instant access not guaranteed.
Transfer in your existing ISAs or SSAS
For tax free income open a new IFISA account or transfer in your existing ISAs or SSAS.
Interest paid monthly
Either directly into your bank account or automatically re-invested.
No investor has ever made a loss
No investor has ever made a loss. Past performance not a guarantee of future results.
Download our app
Invest from anywhere with easyMoney's app. Manage your investments from the palm of your hand.
But don't just take our word for it
“easyMoney gives me reliable monthly returns backed by UK property”
See what our investors say
Where is your money invested?
We focus on quality rather than quantity with our peer to peer investment loans to help protect your money. Your funds are gradually diversified across bridge and development loans to property professionals.
Development Loan
300 bed fully let student accommodation
£28,000,000
Essex | 1st Charge | LTV: 60%
Development Loan
Award winning residential development
£3,600,000
Essex | 1st Charge | LTV: 42%
Bridge Loan
Well located distribution warehouse
£1,041,000
Cambridgeshire | 1st Charge | LTV: 56%
As a conservative peer to peer lending platform we only make offers with a maximum of 75% loan-to-value on bridge loans, 70% loan-to-gross-development-value on development.
Investments are backed by legal charges on UK property to help protect your money but remember, a charge does not guarantee loan repayments.
You can learn more about how we assess each of our loans by reading our Help Pages
Treating our customers fairly is our number one priority
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We take legal charges
All our projects have first or second charges. We do not offer a provision fund.
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We want to protect your money
Should easyMoney ever become insolvent we have arrangements in place to ensure the continued administration of each loan to help protect your money and return it to you.
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We are not a bank
Although we are authorised & Regulated by the Financial Conduct Authority (FCA). We are not a bank and therefore investors are not covered by FSCS.
Are you a property borrower?
Get a fast and flexible bridging loan or development finance
Apply for a loanAgility and swiftness
We pride ourselves on flexibility and speed.
Tailoring solutions to your unique needs
We have no fixed requirements and look at each case on its own merits, assessing borrowers needs individually.
Secure property loans
We lend on property (land and buildings of any type) secured on a first or second charge basis.
Rapid underwriting
With fast underwriting we can go from application to completion within three working days.
For brokers and borrowers
We deal with both brokers and borrowers and are available after hours on our private mobile telephones.
Quick online application responses
We respond to all on-line applications the same day, and will aim to prepare an offer within 24 hours.