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Monese Refer a Friend Details


Monese is an account that’s not just for those with perfect credit scores or the right set of utility bills. An account you can open instantly and use on your mobile, so you don’t lose access to your money every time you cross a border on a map. Monese launched in September 2015 as the UK’s first mobile app alternative to the banks.

If you sign up as a customer using one of our member's Monese refer a friend links, you will get £20. Full terms and conditions can be found below.

Terms and conditions

Referrer instructions

Log in to your Monese account and get your referral link. Post the link on ReferMeHappy.

Friend instructions

Click on one of the referrer's links above to sign up as a customer to Monese.

Payment details

You’ll each get £20 once your friend orders their physical card and successfully makes their first card transaction with us.

Any other conditions?

The friend must use the pass.

Is there a limit on referrals?

Invite up to 15 friends or family members to join Monese.

Do I have to be a customer to make referrals?

No you don't. Anyone can sign up to refer others.

How do I find out more?

For full terms and conditions at the Monese site go to

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