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Get £10

Earn £10 when you sign up or earn £10 when you refer someone who signs up

Verified Dec 2021

Chip Refer a Friend Details


Chip is an iOS and Android app that moves money for you in an intelligent way. Every few days, Chip’s algorithm calculates what you can afford to stash away based on your spending habits. It then transfers that money from your current account to your Chip account - automatically. You put money away - without feeling it - and spend it on the things that really matter.

If you sign up as a customer using one of our member's Chip refer a friend links, you will get £10 cash. Full terms and conditions can be found below.

Upload my referral code

Chip referral codes

Terms and conditions

Referrer instructions

Log in to your Chip account and get your referral link. Post the link on ReferMeHappy.

Friend instructions

Click on one of the referrer's links above to sign up as a customer to Chip.

Payment details

If you are referring someone to Chip, you will be eligible for a £10 bonus when your friend who has redeemed your code has successfully signed up to Chip as a new user*, made a deposit into any Chip account and been with Chip for a minumum of 30 days. When these criteria have been met, your bonus will be paid the next working day. Your bonus will be paid into your Chip Savings Account.

Any other conditions?

The friend needs to download Chip (must be a new user*) and enter your referral code within 7 days. They then need to make a deposit and be an active Chip customer for at least 30 days to receive the bonus**. They can make their first deposit at any time, there is no time limit.

Is there a limit on referrals?

No limits!

Do I have to be a customer to make referrals?

No you don't. Anyone can sign up to refer others.

How do I find out more?

For full terms and conditions at the Chip site go to

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