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Get £5

Earn £5 when you sign up or earn £5 when you refer someone who signs up

Verified Jan 2022

Monzo Refer a Friend Details


Monzo Bank Ltd is an online bank based in the United Kingdom. Monzo was one of the earliest of a number of new app-based challenger banks in the UK. Originally operating through a mobile app and a prepaid debit card, in April 2017 its UK banking licence restrictions were lifted, enabling it to offer a full current account. As of January 2022, more than 5.93M people use Monzo to manage their money and spend around the world.

If you sign up as a customer using one of our member's Monzo refer a friend links, you will get £5. Full terms and conditions can be found below.

Upload my referral code

Monzo referral codes

Terms and conditions

Referrer instructions

Log in to your Monzo account and get your referral link. Post the link on ReferMeHappy.

Friend instructions

Click on one of the referrer's links above to sign up as a customer to Monzo.

Payment details

You have 30 days to download the Monzo app, apply for an account, put some money in your account, and pay for something using Monzo. Then we’ll automatically put £5 in both your accounts.

Any other conditions?

Sometimes we may need to freeze a customer’s invite link. If you’ve used their link to tell us your mobile number before we freeze their link, you’ll still get your £5. But if you try to start the process after we freeze their link, we’re afraid you won’t get the £5, although you’re still very welcome to apply for a Monzo account.

Is there a limit on referrals?

Your invite link has a “soft limit” of 100 people. Monzo will pay you up to £500 in referring people.

Do I have to be a customer to make referrals?

The referrer must be a customer. However, if the referred friend has ever started signing up for a Monzo account or had a Monzo account before, you’re not eligible for this offer.

How do I find out more?

For full terms and conditions at the Monzo site go to

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